Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Accidents can happen, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.
Common Uber Injuries
An Uber accident can cause a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, how to sue uber for accident or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.